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The Trick To Fast Loans


Sometimes the process of getting a loan can seem long and drawn out. It can involve going from lender to lender and filling out countless pages of the same information. Most people are trying to get a loan because they need the money fast.

They are not wanting to spend days upon days trying to get money. People want fast loans. There are a few tricks to getting a fast loan. Borrowers just have to understand the process better in order to speed it up.

The loan process involves the lender collecting the borrowers financial and personal information. The lender is gathering this information so they can assess whether the borrower is going to be a good customer or not. They are wanting to make sure that the borrower will be able to afford to pay back the loan and that they will not default on the loan.

Some things that can slow down the process of getting a loan are a bad credit history, unverifiable employment or income, past financial issues, like bankruptcy, and current problems that could become financial issues. The lender is ultimately looking out for themselves.

They are in the business of lending money to make money and they prefer to do business with someone who has a good history of paying off their debts and who can financially afford to pay back the debt.

Borrowers can help to speed up the loan process by being prepared. Above all else they should know and understand their finical situation, including their credit history.

They need to be prepared to show documentation to back up any claims they make regarding their income, debts or credit history. This means having all statements, documentation of payments and pay stubs or other proof of income, such as tax returns.

Another part of getting a loan that can move things slowly is the process of shopping around. If a borrower is planning on shopping around it can help to hire a broker. A broker will only need to take the borrowers information one time and they will supply it to the lenders. A broker can easily and quickly find the best loan.

Another way to shop around that can make things faster is online. There are many different sources online where a borrower can compare loans. Again, like with a broker, the borrower enters information one time and they can save from having to fill out document after document.

The majority of the time the information entered can then be transferred once the borrower chooses their lender, so they will only have very limited paperwork to fill out with the lender directly.

Basically, the trick to getting fast loans lies with the borrower. Preparing documentation before hand and searching for ways to easily and quickly compare loans is a great time saver.

If the borrower is prepared and if they know the smart way to shop around they can really make the process of getting a loan much faster, not to mention, much easier.

James Copper is employed as a Secured Loan Consultant by Any-Loans.co.uk who offer fast loans and secured loans.

LACMTA Metro Purple Line Westside Extension groundbreaking ceremony, November 7, 2014
fast loan
Image by Metro Transportation Library and Archive
Photo by Mark Clayton for Metro harvested from The Source:

Leaders of the L.A. County Metropolitan Transportation Authority (Metro) today joined federal, state and local elected officials in the Mid-Wilshire District of Los Angeles to break ground on the long awaited Metro Purple Line Extension Project, the largest, most ambitious public works project in the Western United States.

In July, Metro’s Board of Directors approved a contract with Skanska, Traylor and Shea (STS), a Joint Venture, to construct the Purple Line Extension Project. Construction of the subway extension will connect West Los Angeles to the region’s growing rail network, making it possible to travel between Downtown Los Angeles and Westwood in 25 minutes. The first subway segment will extend the Purple Line 3.9 miles from the existing Wilshile/Western Purple Line terminus near Koreatown into Beverly Hills. Three new underground stations are planned at Wilshire/La Brea, Wilshire/Fairfax and Wilshire/La Cienega, providing fast, frequent, high-capacity transit service farther west along busy Wilshire Boulevard.

“The Purple Line will ease traffic along the congested Wilshire corridor and will make traveling from the westside to downtown faster and greener.” said Eric Garcetti, Mayor of Los Angeles and Metro Board Chair. “When it comes to infrastructure, L.A. is on the move. We are right now investing 36 billion dollars in our transportation infrastructure to ease congestion and create thousands of jobs. All together, this is the largest public works project in the nation. In the car capital of the world, we are looking to reduce traffic and cut air pollution by giving people car-free options to get to work and play.”

The Purple Line Extension is a critically important rail project that is partially funded by the 2008 Measure R sales tax that was overwhelmingly approved by two-thirds of L.A. County voters. The first segment of the subway is expected to be completed in 2023 with a project budget of .821 billion. In addition to this local funding, Metro received a .25 billion Full Funding Grant Agreement (FFGA) from the Federal Transit Administration to help pay for the first segment. The U.S. Department of Transportation also granted Metro a low-interest loan of 6 million from a Transportation Infrastructure Finance and Innovation Act (TIFIA) to complete the funding package for the project’s first phase. Combined, these nearly billion in project commitments represent the biggest federal transportation investment for a single construction segment in the history of Los Angeles County.

The remaining 1 million in project funding for the first segment includes Measure R, City of Los Angeles local funding, and other existing local and federal funds.

“Today we launch the construction of the first subway segment along the Wilshire corridor to West Los Angeles,” said Los Angeles County Supervisor and Metro Board Member Zev Yaroslavsky. “No transit corridor in our region is in greater need of mass rapid transit. The area to be served is one of the most dense employment centers in the county and is plagued by some of the worst traffic congestion in the country. This groundbreaking is long overdue and will be well received by people who work and live in the Westside.”

“Breaking ground on the Purple Line extension is an important step toward completing this key transit option for Angelenos, which will help relieve congestion and boost the local economy,” said U.S. Senator Diane Feinstein. “I applaud the efforts of everyone who helped us reach this point, but we have work left to do. The federal government is committed to providing .25 billion of the .8 billion cost for phase one, but future phases will require an estimated .5 billion. I will continue to strongly support federal funding to complete this important transit project.”

The project is planned to be built in three sections. Section 2, which will include Wilshire/Rodeo and Century City stations, is scheduled for completion in 2026. Section 3, which will include Westwood/UCLA and Westwood/VA Hospital stations, is planned to open in 2035. When all three project sectionss are complete, the Purple Line will extend westward from Wilshire/Western for nearly nine miles with a total of seven new stations.

Metro is currently seeking additional federal funding that could accelerate subway construction for Section 2 in the form of a .1 billion grant from the federal New Starts program, and a 7 million low-interest loan from the federal TIFIA program.

“Los Angeles has made enormous strides to expand transportation options and accelerate construction of projects that will create jobs, improve mobility, and spur economic growth,” said U.S. Senator Barbara Boxer. “The Purple Line Extension is another major accomplishment. I am proud that the TIFIA Program from MAP-21 provided key financing of 6 million that enabled this project to move forward.”

“The Purple Line extension puts Angelenos to work building a 21st century transit system for our city,” said U.S. Congressman Xavier Becerra. “Connecting the Westside to the greater Los Angeles area by subway will create over 25,000 jobs, increase ridership and result in a boon for our local economy. This project is the right investment that will keep Los Angeles on the move.”

The full nine-mile project is projected to generate about 62,000 daily weekday boardings at the seven new stations. Today, there are 39,000 daily boardings on the Purple Line between Union Station and Wilshire/Western. By 2040, 150,000 daily boardings are expected on the Purple Line between Union Station and Westwood/VA Hospital.

During peak periods, trains are expected to run every four minutes. During off-peak periods, they are expected to run every 10 minutes. It will also create tens of thousands of jobs and generate increased economic activity for the region.

Over 300,000 people travel into the Westside every day for work from throughout the region. More than 100,000 people leave the area for outside destinations. These numbers will increase over time. The Purple Line is expected to provide a much needed transit alternative for traveling to and from West Los Angeles, one of the county’s most densely populated, job-rich areas. The area is also home to major world-class destinations.

“I’m delighted that construction on the Purple line extension is beginning,” said U.S. Congressman Henry Waxman. “This rail link will fundamentally change how the people of L.A. get around and provide a direct route to some of the great sites in the Westside. After section one is finished, you’ll be able to hop on the subway downtown and visit the La Brea Tar Pits, the Los Angeles County Museum of Art, the Petersen Automotive Museum and Restaurant Row.”

The subway extension is expected to reduce reliance on automobiles, help reduce roadway congestion, reduce travel times and reduce greenhouse gases.

“The Purple Line Extension will continue to make Los Angeles a great place to work, live and play,” said U.S. Congresswoman Karen Bass. “This extension is an example of what can happen when federal, state and local leaders all work together—bringing billions of dollars into the Los Angeles economy and creating thousands of jobs over the next decade, while building on a vital rail line that will benefit Angelenos for generations.”

“The subway extension project is important not just for the Westside, but for the entire region,” said Pam O’Connor, Santa Monica Mayor and Metro Board member. “Whether you’re traveling to or from West L.A. making the trip will be easier by utilizing the Metro system that connects Angelenos through virtually every part of the county.”

The Purple Line extension also will offer improved connectivity to the entire Metro Bus and Rail network, as well as municipal bus lines and other regional transportation services. It is just one of several projects designed to improve transit options and mobility in the area. Other planned improvements include the Wilshire Bus Rapid Transit Project and Expo Phase II line to Santa Monica.

“This project’s groundbreaking is the culmination of many years of consensus-building on the Metro Board,” said Ara Najarian, Glendale City Council member and Metro Board member. “Our Board unanimously supported the design and construction of the Purple Line Extension, and we are very glad to see construction begin as we make Los Angeles County a world-class destination with rich transit amenities.”

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